Foreclosure Protection Attorneys
Are You Facing Foreclosure on Your Home?Debt problems are overwhelming. Any anxiety or pressure you've already felt is augmented exponentially when you receive the dreaded notice of foreclosure. At the Abbasi & Associates, we are dedicated to helping individuals and couples obtain debt relief.
We have the experience and knowledge to answer your questions about bankruptcy and foreclosure, and we apply our individualized approach to resolving your legal concerns. We can help you understand what to expect in the foreclosure process and decide if you would benefit from filing for bankruptcy in order to stop foreclosure.
If you are several months behind on your mortgage payments, or you have received a notice of default from your lender, it is time to start thinking about how to overcome your debt problems. Contact our California foreclosure protection lawyers at for a free consultation.
Understanding the Foreclosure ProcessMany people are confused about the mortgage foreclosure process. The general stages of foreclosure include the following:
- Notice of default - The foreclosure process begins with the lender's notice of default on the mortgage. This notice is served on the homeowner and recorded in compliance with California foreclosure laws. Homeowners will have until five days prior to the foreclosure sale to become current on mortgage obligations in order to avoid foreclosure.
- Notice of trustee sale - The notice of trustee sale (also known as the foreclosure sale or sheriff's sale) sets the auction date for the home and cannot be filed until three months after the notice of default is recorded. Homeowners are permitted to remain in the home during this period.
- Auction/foreclosure sale - Twenty days must pass after the filing of the notice of trustee sale before the auction can take place. However, there are certain factors that can cause the sale to be postponed for up to one year. Once the property is sold — whether to a third party or to the lender — the title is transferred and the prior homeowners must vacate the home.
Stop Foreclosure and Keep Your HomeDepending on your situation, there may be effective methods to stop foreclosure, preserve equity, keep your home and even discharge second mortgage obligations (lien stripping). Our Woodland Hills foreclosure protection attorneys can analyze your circumstances, help you understand your options and determine if Chapter 13 bankruptcy is right for you.
Talk With Our Bankruptcy and Foreclosure LawyersThe lawyers of the Abbasi & Associates offer personalized service and practical advice to people in Greater Los Angeles, Orange County and the San Fernando Valley. For foreclosure and bankruptcy advice and representation in California, contact our law firm to schedule a free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.